Privacy Policy — Auto, Life, Property, Health Agency Inc., d/b/a “A.L.P.H.A.”
Effective Date: October 2025
Introduction
Auto, Life, Property, Health Agency Inc., d/b/a “A.L.P.H.A.” (“we”, “us”, “our”) values the privacy of our clients, prospects, and visitors to our website (the “Site”). This Privacy Policy explains how we collect, use, disclose, and safeguard personal information. We currently conduct business in New York, Pennsylvania, and New Jersey, and this Policy is written to address applicable U.S. privacy requirements broadly, including other state laws where they may apply.
By using the Site or providing personal information, you consent to this Policy. If a specific law in your state grants you additional rights, we will honor those rights to the extent required by law (see Your Rights).
1) Information We Collect and How We Use It
We collect the minimum information needed to provide insurance services and operate our business.
- Visitor/Usage Data (Aggregate): IP address, device and browser type, pages viewed, timestamps, and cookie identifiers used to operate, secure, and improve the Site.
- Personal Information: Name, address, email, phone, date of birth, driver’s license number, Social Security number (when required), payment information (when required), employment history (if applicable), insurance application, policy, and claim information, and other risk/insured data needed to quote, issue, or service insurance.
Primary purposes: respond to inquiries; provide quotes; process applications; issue and service policies; manage billing and payments; handle claims; send account, policy, or compliance notices; perform security, fraud prevention, and compliance functions; conduct analytics to improve services; and, where permitted and with consent where required, send educational or marketing communications.
2) Cookies and Similar Technologies
We use cookies and similar tools (e.g., pixels, web beacons) for Site functionality, security, and analytics. You can control cookies through your browser settings; disabling cookies may limit certain Site features.
3) When We Share Information
We do not sell personal information for monetary consideration. We share information only as described below:
- Service Providers & Business Partners: Insurance carriers, claims administrators, billing and payment processors, IT/security and hosting vendors, communications and customer-support tools, and professional advisers who perform services on our behalf under confidentiality and data-protection obligations.
- Legal, Compliance, and Safety: To comply with law, regulation, supervisory requests, or legal process; to protect rights, property, or safety; and to enforce our terms and policies.
- Business Transactions: In connection with a merger, acquisition, reorganization, asset sale, or similar event, subject to appropriate safeguards.
4) Data Security
We maintain administrative, technical, and physical safeguards designed to protect personal information, such as access controls, encryption in transit, and oversight of third-party vendors. We use industry-standard measures appropriate to the sensitivity of the data and review our safeguards periodically to adapt to emerging risks and technologies.
No method of transmission or storage is 100% secure, and we make no representations or warranties that our safeguards will prevent all unauthorized access. However, we make reasonable efforts to protect the personal information we collect from unauthorized access, disclosure, alteration, or destruction.
5) Children’s Privacy
Our Site and services are intended for adults seeking insurance products. We do not knowingly collect personal information from children under 13. If we learn we have collected such information without verifiable parental consent, we will delete it as soon as reasonably practicable.
6) Your Rights (Where Applicable by State Law)
Depending on your state of residence and applicable law, you may have some or all of the following rights:
- Access/Know: Request confirmation that we process your personal information and obtain a copy.
- Correction: Request that we correct inaccurate personal information.
- Deletion: Request deletion of personal information, subject to legal exceptions (e.g., claims or regulatory records we must keep).
- Portability: Receive certain information in a portable format, where required.
- Opt-Out: Opt-out of certain data disclosures, targeted advertising, or profiling/automated decision-making where applicable by law.
- Sensitive Data Limits: Restrict certain uses of sensitive personal information where your state law provides that right.
- Non-Discrimination: We will not discriminate against you for exercising any privacy rights.
To exercise rights, we may need to verify your identity. Some rights may be subject to limitations or exceptions under applicable law.
How to Submit a Privacy Request:
Email: [email protected]
Phone: 631-796-4874 or 631-533-9787
Mail: A.L.P.H.A. Insurance, 2150 Joshuas Path, Suite 10, Hauppauge, NY 11788
7) Links to Other Sites
Our Site may contain links to third-party websites. We are not responsible for their privacy practices or content. Review those sites’ policies before providing personal information.
8) Changes to This Policy
We may update this Policy from time to time. We will post changes here with a revised Effective Date. Your continued use of the Site after an update means you accept the revised Policy.
9) Contact Us
Questions or concerns? Contact us:
Auto, Life, Property, Health Agency Inc., d/b/a “A.L.P.H.A.”
2150 Joshuas Path, Suite 10, Hauppauge, NY 11788
Phone: 631-796-4874 or 631-533-9787
Email: [email protected]
Website: www.insurewithalpha.com
Last Updated: October 2025